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The fallacy of construing negative decisions as bad decisions for homeowners
It’s not the job of courts to save litigants from their own admissions. Here is a simple rule: if you admit the existence of the loan account receivable and you admit the rights of the servicer and...
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How Likely Is It That a Homeowner Will Win a Foreclosure Case?
The answer to this question depends upon the homeowner — not the judge. * If the homeowner rigorously, aggressively and persistently seeks enforcement of the rules of civil procedure, the rules of...
View ArticleTonight! Q&A on Prelitigation Strategies — QWR, DVL and Complaints to CFPB...
Thursdays LIVE! Click into the Neil Garfield Show Tonight’s Show Hosted by Neil Garfield, Esq. Call in at (347) 850-1260, 6 pm Eastern Thursdays As a follow-up to our FREE presentation CLE webinar on...
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Why You Need to Perform Investigation of Real Facts in the Real World
I state with great confidence that among those homeowners who perform and achieve a slam dunk win over the foreclosure lawyers, the great majority enjoy that victory because they did the investigation...
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Stop Using the Labels: Homeowners Lose Foreclosure Cases When They Refer to...
You need to challenge the status of the company claiming to be a servicer by finding out what functions they really perform. * I know I have contributed to the problem, but I think it’s time to stop...
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THREADING THE NEEDLE: IT IS WHAT THEY DON'T SAY THAT REVEALS THE TRUTH — AND...
So talk about splitting hairs — here is a statement from a company that is claimed by third parties to be the servicer of a “loan.” Note that the parties making the claim do NOT swear that PennyMac is...
View ArticleWhat foreclosure Judges want to see in court
As Neil Garfield explained to me and many of his clients and readers, the only thing most judges are interested in is where did the money go, who paid, who received and whether it was paid, and if in...
View ArticleHow to Stand Your Ground in Court Without Offending the Judge
A Guide for Homeowners and Their Attorneys in Foreclosure Defense Did You Take a Loan? We’ve all been there, sitting in a courtroom, listening as the judge fires off a familiar question: “Did you take...
View ArticleAnother win for the livinglies team
Last month I posted about our successful strategic foreclosure defense model. This model was developed by my mentor Neil Garfield over decades and has been utilized by pro se homeowners and the...
View ArticleForeclosure Defense attorney to challenge Lender claims
In the complex landscape of foreclosure defense, the role of a skilled attorneys is paramount. So many of you told us of your struggles in finding an expert in this are I thought it important to share...
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